Free calculator · Singapore · rates checked 5 Nov 2026
CPF calculator for employers
Type the monthly wage. The employer share, the employee share, SDL and the take-home figure update as you type — using the CPF Board tables in force today.
Monthly wage
Ordinary wages: basic + fixed allowances
Bonus this month
Additional wages, if any
Age
Residency
PR years count from the date PR was granted
Self-help group
Deducted from the employee, by fund
Total CPF this month
S$1,295.00
- Employer pays17% of S$3,500
- S$595.00
- Deducted from employee20% of S$3,500
- S$700.00
- Skills Development Levy0.25%, min S$2, max S$11.25
- S$8.75
Costs the employer
S$4,103.75
- Wages
- S$3,500.00
- + Employer CPF
- S$595.00
- + SDL
- S$8.75
- Employee takes homeafter CPF
- S$2,800.00
Questions
Why is the employee share zero on a small wage?
The employee's own share is deducted only once monthly wages exceed S$500, with graduated rates between S$500 and S$750. The employer share is due from S$50.
Does this include bonuses?
Yes — enter the bonus as additional wages. It is subject to CPF up to the annual ceiling of S$102,000 less the year's ordinary wages.
What about foreign employees?
CPF applies to Singapore citizens and permanent residents only. SDL applies to everyone.
Where the rule comes from
- CPF Board — How much CPF contributions to pay
- CPF Board — Contribution rate tables from 1 Jan 2026 (PDF)
- CPF Board — How to calculate and pay SDL
- CPF Board — Contributions to self-help groups
This calculator runs the same code as Cohumi payroll. It is a guide, not advice for a specific contract — the official page decides.
Cohumi does this on every payslip, for free.
Rosters, attendance, leave and claims free for any team size. Payroll from S$0.30 a payslip — CPF, SDL, SHG and overtime computed for you.