Questions, answered before you ask.

HR software for Singapore businesses: rosters, clock-in with GPS or a kiosk, leave, claims, payroll with CPF and IR8A, and one phone app for owners, managers and staff. Built around the Employment Act and CPF rules, with every rule linked to the MOM or CPF Board page it comes from.

Owner-run businesses that do HR between other jobs — F&B, retail, services, clinics, workshops — with one outlet or twenty. There is no minimum or maximum team size.

Yes. The database, file storage and sign-in run in Singapore, and Cohumi handles personal data under the PDPA — see the privacy page for exactly what is collected and why.

Yes — one app for every role. Staff clock in, apply for leave, submit claims and read payslips; managers approve and see their team; owners see the whole company. Android phones get it from Google Play; iPhones add it from the browser until the App Store version is out.

Download the set-up spreadsheet, fill in staff, branches and shifts, upload it. Cohumi checks every row, fixes what it safely can and flags the rest. Fifty staff across five branches takes a morning, including staff logins.

Yes. Add them as an Admin, or if they are an accounting firm looking after several companies, the Partner programme gives them one console for all their clients.

Public holidays are loaded automatically when MOM publishes them. CPF rates are checked daily; a change is reviewed by a person and the new rates are loaded for the date they take effect — the 1 January 2027 senior-worker rates are already in.

At any time. There is no contract, and your data exports to CSV.

Everything except running payroll: rosters, clock-in, leave, claims, FWA, appraisals, letters, reports and the staff app — for as many staff and outlets as you have. No time limit and no card needed.

Half a credit per employee, only when you publish the month. A 20-person team pays S$10 for the month at the S$50 top-up rate, or S$6 at the S$300 rate. Re-running the same month never charges twice.

No. You top up credits when you need them and pay by PayNow or card. Credits you buy never expire.

Yes — S$10 of free credits when you sign up, enough to run payroll for 20 employees once, so you can try it end to end.

Yes. Upload your staff from a spreadsheet, enter each person’s year-to-date CPF wages and leave taken once, and run a free draft payroll next to your last payslips. The CPF ceiling, leave balances and the IR8A carry on from where your old system stopped. Email hello@cohumi.com your current export and we will set it up with you, free.

No. There is nothing to cancel — stop running payroll and you stop paying. Your data exports to CSV at any time.

No. Import your staff from a spreadsheet and you can roster the same day.

Yes. The Act sets a minimum; many companies give 14–18 days from day one.

The entitlement is per year of service. Many employers let staff take leave as it accrues; Cohumi tracks the balance either way.

An MC from any Singapore-registered doctor or dentist counts for the statutory entitlement; a company policy can be more generous, not less.

Singapore gazettes 11 public holidays a year; the exact dates are published by MOM each year and Cohumi loads them for you.

No. CPF applies to Singapore citizens and permanent residents. Work Permit and S Pass holders attract the foreign worker levy instead, and SDL applies to everyone.

By the 14th of the following month, through the CPF Board's online submission. Cohumi gives you the figures per employee for the month.

Only if it is at least what the overtime would have been. Cohumi checks a rostered-hours allowance against the 1.5× rule and tells you.

Yes — MOM requires employers to keep salary records. Cohumi keeps every published payslip and every revision with its reason.